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UPDATED Flood Disclosure Requirements - 10/01/2025

The governor signed an expanded residential flood disclosure bill in June. This new bill becomes effective October 1, 2025.


Starting October 1, there will be more robust requirements for flood disclosures. In addition to the above disclosures, residential sellers must now also disclose if they are aware of damage to the property caused by flooding during their ownership.

Developer requirements have also been expanded to include disclosures to a prospective buyer or tenant of a residential condo. The developer must disclose: if they are aware of damage caused by flooding to the property during the time the developer owned the property, whether the developer has filed an insurance claim relating to flood damage and whether they have received assistance for flood damage.


Sellers, landlords or developers who have questions about these requirements should consult with their own attorney.


IN SHORT - The disclosure is required for Sales and Rentals, New Construction and Existing homes and since it is not specifically defined, vacant land.


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